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The Importance of Stress Relief during College

Posted on May 26, 2017 with No comments

May 26, 2017

Theses days staying in school without stressing yourself out is becoming more and more difficult. With increasing course loads, stressful social engagements, anxiety inducing testing, and financial aid meltdowns keeping a level head is increasingly important.

Your education should never be taken lightly and in some cases that means making sure your stress levels aren’t through the roof. When stress gets out of hand it’s hard to focus on your education. This is a slippery slope that you don’t want to fall down! Keeping up with your mental and emotional health is key to a great education that will truly impact your life.

Take Time to Relieve Stress

Good ways to relieve stress include setting time aside from schooling, studying, and testing. Remember to find time for yourself to unwind, relax, and forget about your troubles. Candlelit baths, playing with pets, and relaxing walks are great ways to unwind. 

Spending time with friends is also key to maintaining stress levels. Enjoying your social circle without the pressures of college is a great way to stay stress free. What better way to spend time with friends, have a few laughs, and get out of the classroom than with a memorable getaway?

A Change of Environment Helps

Bally’s Atlantic City puts you and your friends into the middle of the action, making it the perfect place to get away from the stresses of the classroom. With a wealth of amenities, entertainment, excitement, and activities at your fingertips it’ll be easier than ever before to let the stresses of the classroom simply melt away!

Choose from a variety of high quality hotel rooms, enjoy special discounts for students, and take advantage of all the resources made available to you by the incredible professionals at Bally’s! Enjoy great deals on a college student budget with the best rates around. 

Bally’s knows it’s difficult to find time and money for yourself. They also know it’s essential to a student’s happiness to step out of the classroom and experience fun, excitement, and entertainment like never before.

Make the most of your college experience with memorable getaways with friends, fraternities, and sororities! Melt away stress, save money, and experience something new with Bally’s Atlantic City.


Student Debt Hurting Economy - Solution 529 Plans

Posted on May 20, 2017 with No comments

May 20, 2017

After years of increasing college expenses and slow earnings improvement, student debt has actually ended up being a hindrance on graduates' hopes and a danger to a prosperous financial future.

The expense of a four-year college education, corrected for inflation, is 2 and half times as much as it was in the 1978-79 academic year, while typical household earnings has grown just 20 percent.

An updated report by the Federal Reserve Bank of New York detail the difficulty that has come from the skyrocketing level of student debt undertaken to cover those expenses. About one in 10 student borrowers is behind on payments, the greatest delinquency level of any kind of borrowing in the Fed's study, including home mortgage loans, automobile loans and credit cards.

Loan repayments are hindering young men and women from moving on with life, postponing married life and homeownership. Research even shows that student debt is crowding out other investment and spending that would otherwise take place. So the after effects from these problems, affecting those who are theoretically best prepared to deal with and influence the future, is not only a personal-financial problem but likewise a societal and financial one.

"Overall student debt-- $1.3 trillion-- is greater than double what it was as recently as 2008 and is more than Americans have acquired for automobiles or credit cards.", Federal Reserve Bank of New York.

Using debt to finance a college degree is just a bad idea. Those who chose this path are going to have to deal with it the best they can. The best way to avoid this terrible situation is to save for a college degree. Parents are going to have to make a decision for the good of the future college student. The best vehicle for this endeavor is a 529 College Savings Plans.

Getting Started

The first thing you have to do is open a 529 Plan using the plan that your state provides. Or by using plans offered by investment service companies like Vanguard or Fidelity. Additionally, some states do not offer plans, so go with the investment company 529 Plan. The map below will link you to the 529 Plan for the state of your choice.


Fill out the application forms and then fund the plan to get started. You can make lump sum deposits or better yet, make small monthly deposits if that makes sense for your budget.


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