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Real Estate As Career

Posted on Feb 16, 2014 with 1 comment

Feb 16, 2014

Who hasn’t heard of Warren Buffett? He made his fortunes – $53.5 billion, to be exact – among others, from dealings in real estate. He has constantly been in the list of top 5 richest people in the world. If you sat down and got to thinking about it, you would be surprised at how many rich or at least, well-to-do people had their roots in real estate.

Notwithstanding the estimate of some people that real estate always works inside a balloon ready to burst anytime, it still is a fair bet. One of the reasons that can be cited as an ingredient in this optimism is that you cannot make land disappear; not ever. Global meltdown or not, there will always be people to sell land and property that stands on land and there will always be people to buy them.

A student on the verge of deciding what to do with his life could confidently decide to become a realtor. No, you do not have to be an exceptional salesman; in fact, you do not have to be a salesman at all. The ware you are selling is for any prospective buyer to see and estimate its value. You just have to provide indisputable and easily verifiable facts. Not for you the fly-by-night operations. These are resorted to by many a realtor out to make a kill but they stand a very real chance of getting discredited and may well end up behind bars.

While earning is good, you must remember you cannot be a beneficiary of pensions, gratuities and other retirement funds. It is prudent then, to make your own arrangements in the regard.

What is the work involved?

A student can learn all about how to establish and run a successful real estate business from a number free courses online.

The important tasks involved are:

  • Apprise the seller of the purchase offer.
  • Confer with all the people involved in a sale or purchase of a property and finalize all the aspects. Documents like purchase agreements, deeds and closing statements are to be prepared.
  • Be the intermediary between the sellers and buyers and negotiate judiciously.
  • Never tire of showing the property to prospective buyers even if you have to carry out the routine many times over.
  • Make use of electronic and print media to advertise the property.
  • Answer responsibly to queries regarding construction work, renovation and repairs and finance.
  • Sellers may not know the nuances of how to make a property attractive to buyers. Apprise them of the points be instrumental in carrying out the programs towards this end.
  • Inform the client on market prices, mortgages and legalities.
  • Try to get services of other agents if the property is huge if it is in an area unfamiliar to you. In order to do this, establish contact with such agents and keep in contact.
  • Make sure you make your commission percentage clear so that there is no misunderstanding.

Do not forget to get the reactions of satisfied customers and keep them in record. They will serve you as goodwill ambassadors.

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7 Best Budgeting Apps for the College Student

Posted on Feb 6, 2014 with 2 comments

Feb 6, 2014

Don’t wait until you’re completely financially independent from your parents to start learning proper money management. It’s best to start budgeting your finances while you are still young. Developing certain habits early on will help you in the long run.

No need for paper and pen, because your smartphone can help you do the job. Teach yourself to manage your finances with these must-have apps.

1) iWallet


Literally designed as a wallet in your phone, this app costs $2.99 in the Appstore. It comes with an income and expense tracker to help you make your budgeting troubles disappear. Its key features include: single account data export and import, password protection for accounts, and add or delete accounts. You can view your income and expense report in a chart or a graph, too.

2) Mint


Mint is a must-have for people serious about managing their finances. What sets this app apart from others is the great user experience: Mint has a more personal approach.

It doesn’t just read your data for you, but helps you achieve your goals as well. For instance, you can put certain priorities like credit card debt, retirement plan, or vacation, and Mint will keep you updated on your progress. There are more features in store if you download this money tool.

This app is available for free in the App Store, Amazon, and Windows Store.

3) Toshl Finance


Free for iPhone, Symbian, Windows, and Android, Toshl will make budgeting your finance stress-free and simple. Its simplistic color scheme and interface makes it easy to use and understand for the social media-engrossed college student. You can organize your expenses through tags and sync your data in toshl.com, and as they say, you’ll “save money” and “worry less.”

4) BUDGT


If you don’t want the hassle of putting your personal information in the app or its corresponding website, this is the app for you. It’s designed for an iPhone, which means that the app is very easy to use and manage. It comes in more than 15 languages too so that’s a definite plus. In the latest version, BUDGT allows you to set the amount you want to save for every month. This is available at the App Store for $1.99.

5) PriceSpy


With a 4-star rating at the GooglePlay store, PriceSpy is essential for tech geeks who love their Androids. If your budget allows for gadget buys every month, then this app will help you compare specs and prices, as well as notify you when you’re ready to buy the item. It also has a bar scanner feature. This is the best app to make a gadget wish list on.

6) YNAB


Every time you read YNAB, it will remind you of your needs, and that is: You Need A Budget! Available in iPhone, Android, and Amazon’s Kindle Fire, this app makes budgeting simple and efficient. You can categorise your designated budget for expenses, such as bills or credit card debts. You can also sync all your data via Cloud Sync.

7) PocketMoney


If you visit this app in the App Store, don’t let its piggy bank icon fool you into thinking it’s just a cute app that helps you save money. Available for $4.99, this app is intense in terms of managing your budgets, checkbook, and expenses.

What is extremely convenient with this app is that you’ll be able to track your income and money you spend via your credit cards, checking, and savings accounts. Other accounts you can track are your overdraft, assets, and liabilities account. You can even share your income/ expense reports and other data via email to your parents.

If you want to entrust your financial date with PocketMoney, you can try the lite version of the app by visiting their site.

Managing your finances with one of these apps is going to make your future more peaceful and stress-free. With the right attitude towards saving money and credit card use, you may dodge the bullet of debt that many adults suffer at present. Besides, these apps make your finances more interesting and easier to manage because they do the math for you.

How do you manage your finances? What are your personal money-saving tips while you’re in college? Share it with us in the comment section!

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Your Ultimate Guide to The Best Sports Journalism Schools

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Does your love for sports go beyond simply watching them? If you’re the type of sports fan who loves to read and write about sporting events, then a career as a sports journalist could be for you. The US is home to a lot of sporting events; and what’s even better is that there a number of good colleges offering quality sports journalism programs. If you’re thinking of becoming a sports journalist, then you should check out the best sports journalism schools in the US:

1.       University of Texas – Austin


The University of Texas in Austin houses the Moody College of Communication that runs the journalism department. U of Texas is particularly known for their journalism program—earning the #11 spot in the print journalism list. As journalism majors, students can opt to apply for the sports journalism specialization (first-come first-serve basis). Initiated way back in 1911, the U of Tex journalism program is one that is rich in culture and legacy.

2.       Pennsylvania State University


Penn State, with its John Curley Center for Sports Journalism (under the College of Communications), is another school that has a highly-touted sports journalism program. They give out an annual Award for Excellence in Coverage of Youth Sports. The center mixes instruction with research and other programs (like outreach programs). Sports journalism majors can be assured of a highly-rewarding internship experience with Penn State’s top industry partners.

3.       Boston University


BU has a College of Communication which runs its Journalism school. The school allows its students to specialize and concentrate on sports reporting. Boston University journalism majors who wish to concentrate in sports reporting get to learn the nitty-gritty of journalism, together with topics that relate well with sports—psychology, sociology, and even economics. Students at BU focus not only in reporting, but in sports writing and media coverage as well.

4.       Indiana State University – Purdue University


This school is the home of the National Sports Journalism Center and is run by the capable hands of Indiana University’s top-notch faculty and staff. The NSJC is not only a school but acts also as a resource center for sports journalists. The center gives students the chance to experience how sports journalism is done. Students get the opportunity to be part of a news bureau that covers several sporting events. The NSJC is also considered the biggest sports media organization in the US—the Associated Press Sports Editors.

5.       Oklahoma State University


OSU has one of the most technologically advanced sports centers in the United States. They offer a sports media program (and not just a sports journalism program) at the School of Media and Strategic Communications. OSU facilities are constantly visited by big-time sports programs and their students get exposure from these visits. Sports media majors at OSU get hands-on experience from the visiting top professionals of the sports media industry. They learn not only about sports writing, but also on play-by-play announcing and sports production.

6.       Marshall University


Marshall’s sports journalism program is under the W. Page Pitt School of Journalism and Mass Communications. Sports journalism majors get to experience how it is to cover sporting events. Their training focuses on the all-important aspects of sports writing. They also give their students the chance to broadcast live sporting events with their own sports radio program. Students are also trained in regards to public relations work in sports.

7.       Springfield College


The sports journalism program in Springfield is multidisciplinary. They offer courses in sports writing, sports broadcast and even online journalism. Springfield also makes sure that their sports journalism majors experience journalism from the best professionals with their extensive internship programs and field experiences. Aside from journalism, students are also exposed to liberal arts and humanities studies.

An exciting career awaits the sports journalism enthusiast who enrolls with these top-caliber schools. They can get the education they crave together with the real-life experience. These schools are staffed with professionals from the industry who can teach and guide students to become highly qualified journalists.

Go ahead and check out these schools now. Get to know more about their sports journalism program and find out for yourself what makes them the best sports journalism schools in the US.


For more tips, guides and information on education and other related matters, come visit CollegeRag.net. You will find a plethora of useful information that will guide you towards a promising future.
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What are the Benefits of a Montessori Education?

Posted on Feb 2, 2014 with No comments

Feb 2, 2014

Montessori education As a child reaches toddler age, many parents begin to research preschool options. There are many different options available for preschool that provide educational opportunities based on various learning methods. One method that is gaining in popularity is the Montessori Method. This method was created by Maria Montessori based on her observations of children in various settings.

The method is one that has been integrated into many different preschool systems. However, most parents do not have any idea as to what this means exactly. How can the educational method benefit a child? It is important to understand the basic benefits to know if the Montessori Method will help your child. This way, you can feel comfortable about enrolling the child. Below are a few benefits of what the method can provide a child.

Focus on Developmental Milestones


This curriculum focuses heavily on developmental milestones. Children from the age of three to five have certain milestones that are to be reached to help with both large and small motor skills. For example, four year old needs to focus on fine motor skills while an older child would need to focus on social skills through field trips or special activities.

Child-Centered Learning


Students in the Montessori program will be immersed in a classroom that will provide opportunities for specific learning needs as well as focus on certain abilities. The classroom is set up to provide easy exploration and children have items and materials easily within reach. Furniture is also made at an appropriate size so children can feel comfortable.

Cooperative Play


Along with a functional classroom, the method teaches children to be cooperative and work together. Teachers do not overwhelm children with work, work, work. Children are encouraged to control their own learning. Children must work together to learn from the various stations located in the classroom. A sense of community is created as children learn respect for each other as well as how to work together.

Order Within the Classroom


A Montessori classroom consists of order. Every item is organized with easy access as well as planned activities. Students are taught to put items back in their place after the activity and play. This sense of order helps the child to move forward in learning processes with self-discipline as a key factor.

Self-Discipline the Natural Way


Children are given a sense of freedom with the Montessori method and it is with this freedom, children will be able to learn how to become self-disciplined. Children would be able to learn how to concentrate and learn how to self-control their actions.

Individualized Learning


With the Montessori Method, children are encouraged to learn at their own pace. In other curriculum's, children must learn how to adapt at the pace of the group. In this manner, many children fall behind. With Montessori, children are able to learn at their own pace, which encourages a child to learn more and challenge themselves. Children are comfortable with the pace of learning and are able to succeed.

Hands-On Learning


This method also teaches children how to learn in a hands-on environment. Children are given concrete learning materials so they can understand visually as well as mentally. Children will learn in areas of language, math and culture as well as practical means via hands-on experience. Children are encouraged to concentrate on the task at hand to be able to focus and master the project or activity.

These are just a few of the benefits that can be found with a Montessori education. Parents should contact their local Montessori preschool providers for an inside look and interview to see what the school can provide their child.
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What is an Oncologist Salary and Career Outlook?

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If you are in the medical field, oncology is one of the most popular specializations. An oncologist's salary is becoming more and more competitive as years go by. Cancer is becoming rampant and society needs more oncologists. The disease can be quite a challenge, but an oncologist salary is definitely worth it.

What is Oncology?


Oncology is basically a medical area that focuses on cancer treatment. Most hospitals have an Oncology Department. This section handles everything about the disease and treatment of the patients.

Who is an Oncologist?


Oncologists are physicians who specialize in the treatment of cancer. They can diagnose and plan out treatment for cancer patients. These medications include chemotherapy, radiation therapy, surgery and palliative care.

Becoming an Oncologist


There are many stages before you become an oncologist. It takes many years of study to specialize in cancer treatment. Nevertheless, oncologist salary is competitive enough to compensate for your hard work. It is necessary that oncologists learn all about cancer and treatment methods.

An Oncologist need to take a four-year course in biology or other field of science. This is the springboard to the residency program where the oncologist salary is just at a regular rate. After four years in the residency program, they will have a hands-on experience in handling cancer cases. They are assigned in shifts to cover different cases thereby, helping them identify what they want to focus on.

Professional Development


Oncologist salary increases as they improve their skills. One way to do this is to undergo professional development. Oncologists have to be updated with the new trends of cancer treatment. Attending conferences in oncology are a good way to meet other professionals in the field. It is also a learning experience for oncologists as they listen to recent researches and studies about cancer. Oncologists can further add credibility to their name by being a member of a professional organization.

Different Types of Oncologist


There are different types of oncologist. You can choose one depending on your area of interest. Oncologist salary also varies for each field of expertise.

1. Medical Oncologist - Medical oncologists are the most common type of oncologist. You may consult a medical oncologist if you are diagnosed with tumors, referred by a surgeon and is recommended to undergo chemotherapy.

2. Hematology Oncologist - This type of oncologist specializes in cancer of the blood like leukemia and sick cell anemia. If you are considering this field of expertise, physicians are required to study hematology and medical oncology.

3. Radiation Oncologist - This type of oncologist are those that implements radiation therapy, chemotherapy and other similar tasks of medical oncologist but is more oriented towards cancer treatment.

4. Surgical Oncologist - Surgical oncologists are expert in removing tumors that cause cancer. Surgical oncologists are initially general surgeons that have further training in oncology and in operating cancerous tumors.

5. Gynecological Oncologist – Women usually consult with this type of oncologist. Gynecological oncologist specializes in the cancer and treatment of the female reproductive system. This includes ovarian cancer, cervical cancer, and uterine cancer.

6. Pediatric Oncologist – There are children who develop cancer even when they are under 18 years of age. So, they are referred to the pediatric oncologist.

Oncologist Salary


The Oncologist salary, based on the US Salary Statistics, ranges from $57, 000 to 220, 000 per year. The difference is based on the areas of specialization, geographical location, type of employer and hospital facility. Oncologist salary is one of the highest compensation especially for those who can diagnose and facilitate treatment of cancer.

Oncology Career Outlook


In a research published in the American Society of Clinical Oncology, results showed that oncology services will continue to increase due to the growth in population and percentage of cancer patients. Old timers in the field also need to retire and a new breed of experts has to be employed. A 48% increase in job opportunities is foreseen until 2020. This also means higher oncology salary bracket for the new doctors.

The greater demand for oncologists also calls for a revision in the policies regarding medical practice. This will hopefully answer the needs of cancer patients. If cancer patients will continuously increase, more oncologists are needed to ensure full treatment. As experts in cancer widen their specialization, the oncologist salary will definitely increase to compensate for the challenges in the medical practice.
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