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How an Online Master's Degree Can Ease the Financial Burdens of Single Parents

Posted on Sep 22, 2016 with No comments
Being a single parent is tough as you are responsible for both raising your child and providing for its needs. In many cases, it requires either finding work that comes with flexible hours or paying for expensive day care services. How could obtaining a master's degree online ease this burden?

Open Doors to Better Job Opportunities

The most obvious benefit to a master’s degree online education is that it can improve the job prospects of a single parent. Even if that parent needs to work during the day, an increase in salary could offset the cost of daycare. In some cases, companies are willing to provide daycare for free or allow employees to work from home to help achieve a better work/life balance.

Full-Time Jobs Offer Steadier Salaries

While you may be able to make ends meet on a part-time hourly wage, you never know how many hours you will get in a given week. When you are on a full-time salary, you know how much you will make and how often you get paid. 

This makes it easier to create meal plans, figure out when to pay bills and even save for your child's college fund. In addition to your paycheck, you may also receive health benefits for yourself and your child, which makes it easier to cover the cost of doctor's visits, dental care or emergency health issues.

Start a Job Before You Finish Your Online Degree Program

In some cases, you may be allowed to start a job before you finish your online degree program as long as you can show that you are going to finish soon. This may allow you to get the paycheck and benefits that you want or need without sacrificing your ability to finish your degree. 

As you are taking classes online, you can move anywhere in the country to accept a position, which provides a greater degree of flexibility as you look for the right opportunity to advance your career. Your employer may even be willing to pay for some or all of your college to allow you more money to provide for your child's needs.

For a parent, there is no greater priority than providing for his or her child. Getting an education can make it easier to get a position with long-term benefits and a stable income. Taking your classes online makes it easier to get the degree necessary to find that work in the first place.


Starting a Business? Steps for Opening a Bank Account That Requires an EIN

Posted on Sep 18, 2016 with No comments
When it comes to being able to apply for an EIN, you need to find out the steps required to open an account that needs you to have one. When you’re a company and you need a bank account, then this is the best way to go about it. You have to make sure that you follow through with all of the steps to get the best possible outcome. Additionally, you can make sure to file for the EIN to open the account.

The Steps You Should Follow for an EIN and Bank Account

When it comes to having a bank account for your company, you’re likely going to need a valid EIN. This means you have to apply for an EIN through the IRS website ( 

This can be done when you register your account with them. You just have to give them your company’s information first, so that they can provide you with an EIN.

After you apply for a federal tax id number, you then can bring this number and your company information to the bank. This is where they can then open your account by using the EIN that you gave them. 

This can then be connected to the IRS when it comes to tax time and identified through the use of the number that was assigned to you and to the company’s account through the bank of your choice.


This is a great way to keep everything together in one place when the time comes. It is also a great way to keep track of the records that you need come tax time. 

Unlike other companies that have a hard time with their incoming and outgoing spending and payments, you’re able to have them in one place within a bank that communicates with the IRS website when you file for taxes.


5 Tips For Saving Money in College

Posted on Aug 31, 2016 with No comments

College is known for being expensive. In fact, according to The College Board, a "moderate" budget for a student who attended an in-state public college in the 2015-2016 school year was approximately $24,061.

If you are on a tight budget or want to avoid going into unnecessary debt while attending something like a MPA program consider these five helpful tips for saving money in college.

Learn to Prepare Your Own Food

First of all, you should consider skipping all of the dinners out by preparing your own food. Not only can be it be cheaper, but it can be healthier and tastier, too. 

There are lots of simple meals that you can prepare in your apartment or even that you can prepare in a dorm room that can save you money, help prevent the weight gain that can be so common for college students and provide you with better nutrition, too.

Have Roommates

If you are planning on living off-campus, it is a good idea to live with roommates. Even though you might have to worry about the occasional arguments about the dishes, having someone -- or several people -- to split the bills with can help you save a lot of money. 

Plus, it can be safer and more fun to have people to share your apartment with, too.

Consider Ditching the Car

Unless you really need it, consider leaving your car at home with your parents and cancelling your car insurance temporarily, if you can. Many colleges offer free transportation for students, or you can carpool with others students. 

A lot of campuses make it easy to walk from place to place, too, which can be good for your health and can save you a lot of cash.

Skip the Spring Break and Summer Vacations

Even though you might like the idea of going to Mexico or some other exciting destination for spring break or over the summer, it can be best to skip these pricey trips. 

Instead, consider a day trip to a local beach or lake or to another fun nearby place to save money and still have a good time. That way you can make sure that you have enough money to pay tuition.

Take Online Classes

In some cases, taking online classes and living at home or in a more affordable area can save you money. Plus, it can allow you to have a more flexible schedule, which can make it easier for you to work more hours at your job, too. It is definitely worth looking into.

As you can see, there are a few ways that you can save money in college. Give these tips a try to stick to your college budget or to avoid doing in unnecessary debt. Believe it or not, it is actually possible to save money in college.


Get Ideas About the Training Required for Medical Coding

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This is quite true that the health care industry is growing dramatically and if you get deeper into its related professions you can notice the popularity of medical coding. Medical reports written by physicians are often tough for us to understand. 

Medical coder makes this job uncomplicated. They interpret this into the simple and descriptive terms and this task is quite helpful for billing purposes. These professionals interpret this in the exact way to ensure that the insurance payers understand the claim and the probability of rejection of claim may decrease.

Proficiency required for a successful coder:

This profession offers opportunity for gaining specialized knowledge on the preferred sections. Some coders specialize in interpreting the terms of cardiology, emergency, anesthesia or any other service related to this health care profession.

  • They should be efficient in adjusting claims for exact medical coding for diagnoses or other related jobs.
  • The coders should have sound knowledge on the coding rules and regulations. 
  • A well-trained professional can better handle these issues like claim denial, charge capture and bundling issues.
  • Knowledge of physiology, anatomy and appropriate medical terminology required to provide correct code.

Training required for this:

Without proper training this crucial job never can be done efficiently. American Academy of Professional Coders, popularly known as AAPC is that organization that has fixed a set of standard trainings required for getting entry into this profession. 

They provide certification along with proper training to the physician based medical coders. Certification always demonstrates a professional’s working ability to support a transparent claim submission, fewer rejections, faster reimbursement and also to run the practice in a better way. But a solid training is required to pass the AAPC certification program.

​Medical coding training:

AAPC training course for medical coding teaches the fundamental of this job. They prepare the students for this certification program and assist them to get success as a medical coder. Both online mode and classroom training mode are available for enjoying this training.

Online training:

Here are some advantages that you can get through online training:

  • You can enjoy your training in the comfort of your home or office at your own pace and at any time you prefer.
  • Experienced AAPC certified trainers are available to assist you through the training program.
  • Training directly from the source of AAPC that you can trust.
  • This can increase your chances of being retained in the highly competitive job market.
  • Through online training you can avoid the cost of a traditional university.

Classroom training:

The AAPC’s classroom training program is designed to offer their students a hands-off training on this course. Here you can enjoy direct instruction from the expert professionals and get ideas about the real-world medical cases.

Necessary training to clear AAPC program:

To become a certified professional coder avails your AAPC training from an experienced source. Only an expert training center can offer you the required knowledge to pass the certification program in the first chance. So, if you like to have a bright future in this profession, be careful in this selection process of a training source.


Stressed Out? How To Properly Manage Work And Fun In College

Posted on Aug 25, 2016 with No comments
Working and attending college is becoming more common, but that doesn't make it any easier. This can definitely make it hard to manage your time and make room for having fun. 

 You'll have to make an extra effort to manage work and fun while attending classes. With these tips, you can find ways to lower your stress levels and meet your school obligations.

Recognize You're Not Alone

Every college student experiences stress at some point in their academic journey, and almost half of college students report feelings of hopelessness in a given year. 

When you feel stressed out, sad or overwhelmed by your work load, don't start a cycle of mental self-doubt. Instead, give yourself permission to feel negative emotions for a moment and then move on.

Practice Stress Reduction

Between class and homework, family obligations, your career and your plans with your friends, your schedule is packed with things you have to do. Make sure you take care of yourself and pencil in time for relaxing activities. 

Work out at the gym, watch your favorite television show or paint your nails. Slip an adult coloring book in your backpack besides your textbooks and laptop and use your downtime to improve your mental health. By scheduling time for yourself, you're taking proactive steps to maintain your emotional well-being and manage your stress levels.

Look for On-Campus Options

Today's colleges and universities are recognizing students' needs to balance work and fun on campus. Your school might offer a games room, student lounge or regular movie nights. For example, ASA College students clubs with social and cultural programming as well as athletic events and evening library hours. 

With on-campus opportunities like this, you can find fun events in-between classes or before starting homework. You can even get to know your professors and classmates through your school's social events.

Join or Start a Study Group

A fun way to combine work and socialization is to study with other students. You'll understand your class material better and have regular motivation to study for exams and complete assignments, but you'll also make friends and keep studying enjoyable. 

If your professor doesn't coordinate groups at the beginning of class, ask for help doing so or reach out to the more active students in your cohort.

Overall, college doesn't have to be an emotionally overwhelming experience, even if you're working to support yourself. 

Acknowledge your emotional needs, schedule self-care time and take advantage of your school's options to keep yourself mentally and financially healthy.


Sensible Ways to Increase Dorm Room Safety

Posted on Jul 19, 2016 with No comments
When you go to college, your dorm room becomes your new home. From the moment students enter their dorm rooms, they start personalizing and decorating the walls, but they usually forget about one of their most important responsibilities. Secure college living requires you to implement certain security measures, in order to turn your dorm room (or apartment) into your safe sanctuary. In this article we will share several security tips that will help you to protect your room and belongings from fraudulent individuals.

Lock your doors

This is the most essential rule of dormitory living. You should keep your doors locked, while being inside, and of course when you leave your dorm room (even for a minute). Locked doors won’t repel all thieves and burglars, but they will definitely make their job much harder and riskier. In addition to this, you won’t need to admit to campus police that you just lost your laptop because of your own negligence. Some dormitories have doors that lock automatically. If you live in one of these, keep your keys or card handy, wherever you go. Losing your keys or locking them inside your room can leave you out on the cold. 

Buy a dorm room safe

Dorm room safe is the best protection for your money, cards and documents. There is a wide variety of different types of safes, and some of them are made to look like usual objects students keep in their dorm rooms. So there are diversion book safes, hidden closet safes and various other designs that won’t attract burglar’s attention. In addition, you can also buy a secure laptop case.

Door protection alarms

Most students spend their weekend nights partying in student bars and fraternity and sorority clubs. Burglars often use this opportunity, so most burglaries happen when some big party or gathering is taking place. In order to protect your belongings, and party your night away, you should talk to your roommates and install an alarm on your dorm room door. These alarms are easy to install and they are triggered by sensors wedged on the door’s frame. There are also alarms that can send push notifications to your smartphone, and those that automatically notify the campus police.

Buy insurance for your belongings

If your college requires you to buy expensive equipment, like music or laboratory instruments, you should definitely insure them against theft or damage. You should also extend insurance coverage to all other pricey gadgets in your possession including: laptop, iPad, TV, printer and all the others. It is also worth knowing that some parent’s homeowner’s insurance policies cover college kid’s belongings up to a certain amount ($51,000 in most policies). 

Fire safety

Student dorms and apartments should have fire alarms and fire sprinkling systems, but even then you should turn off most of your gadgets and appliances before you leave. Laptops and other gadgets can easily overheat when they are running or when they are connected to an AC power socket, warns 24-hour Bankstown electrician, which means they shouldn’t be left unattended. You should also use specially designed areas for cooking, and shouldn’t cook your food when you are sleepy, drowsy or drunk. If you and your college mates plan to make a BBQ party, check with local fire department before using a BBQ grill, fire pit or chimney.

Freshmen lifestyles and negligence are often prime causes for various types of incidents on student campuses. Leaving your home and becoming independent can be very stressful but, in spite of that, you need to keep your guard up and protect yourself and your belongings at all cost.


Several Life-Saving Dorm Room Appliances

Posted on Jul 16, 2016 with No comments
Sometimes living in the dorm can turn into pure survival. It all depends on where you are studying, a dorm room you spend your days in can be a big bedroom with two beds or it could be a dungeon with gray walls. People who didn’t experience it wouldn’t know how to survive there. But students are very resourceful and with the help of some house appliances they make it through their university time. Here is the list of some appliances that could make staying at dorm much easier.

Vacuum cleaner

If you are going to live there you should keep it clean. Dorm rooms often get dirty and untidy since students spend their days in the library and at the university studying, and simply don’t have the time for cleaning afterwards. If you are spending time in your room or perhaps cooking, it is probably getting dirty. A vacuum cleaner can be a fast way of fixing this, it takes little effort and time, and will get all the dirty stuff from your floor. If you don’t have a rug and you have a hard floor in your room, buy an electric broom. Also buy cleaning supplies for cleaning windows and other surfaces, these aren’t very expensive.


If the dorm policy doesn’t forbid it, a microwave is a great addition to your dorm room arsenal. Having a microwave at your disposal allows you to reheat that leftover pizza that was forgotten last night. Also you can make a quick dinner in a microwave if you are sick of dining hall food. Never put steel or plastic inside a microwave, it will melt. Worst case scenario it can start a fire, this is why some dorms don’t allow microwaves in their rooms. Also don’t keep food in there for too long, if you burn your meals your room will have an awful smell for a couple of days.

Air conditioner

Nobody likes sitting in a dorm room that feels like a sauna. That is why you should invest in an air conditioner. During the spring and summer the temperatures are higher. And since dorm rooms commonly don’t have central air it can get pretty unbearable in the dorm. Some dorms even allow you to install AC in your room, at your own cost of course. If you want to know more about the benefits of installing AC check out Sydney’s air conditioning installation pros.

If your dorm doesn’t allow you to install AC on your window you can always go with a portable air conditioner. It is small, doesn’t need to be installed permanently, and you can move it around the room as you wish. You can even move it to another room if you are having a party.

Coffee maker

Studying at the university will probably require you to stay awake during night time.. It might be because you were out partying or studying for an exam, during this time coffee will likely become your fuel. Nothing will wake you up like that first cup of coffee in the morning after a long night. Coffee shops might be too expensive and you might be too tired to walk the distance. This is why a coffee maker can be a life saver. It will save you time and money, and you can invite your fellow students for a cup of everyone’s favorite hot brew.

Living in a dorm and studying can be tough, but you can make it a lot easier. Use these appliances to your advantage, they can help when you are in a hurry or life in the dorm becomes unbearable.


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